FinWise turns your bank SMS, account statements and scanned bills into a live picture of every rupee — spending, loans, EPF, business P&L, tax reports. No linking accounts. Your data never leaves your device.
Free 5-day PRO trial · Android · ~24 MB · or use it in your browser on iPhone — one email check unlocks both
FinWise reads transaction SMS locally and organises them — no bank login, no data upload.
Every debit, credit, EMI and bill from your bank SMS — categorised automatically, tap any number to see the exact message behind it.
A live verdict before you spend — SAFE to BLOCK — based on your real balance, EMIs and days to payday.
Day / month / year trends, category donut, and a tap-through to the SMS behind every rupee.
Cash-basis P&L, balance sheet and bank reconciliation — flag any spend as business, ready for your CA.
FY-wise income & deductions (80C / 80D / 24 / 80E) in a shareable statement your CA can work from.
Insurance, banks, investments, EPF and legal docs — family-recoverable, encrypted, on your device.
FinWise is Android-only for now. Apple does not let any app read your messages — an iOS rule, not a FinWise limitation — so the iPhone version has to work a genuinely different way. We would rather build that properly than ship a weaker copy.
Leave your email below and you will hear from us the day it is ready.
Start with a 5-day PRO trial. Pay by UPI when you're ready — no card needed.
During beta every payment is verified by a human — pay by UPI, submit in-app, PRO unlocks on approval.
Download the app and create your account. You get a 5-day PRO trial instantly.
Open Subscription in the app and scan the QR for your chosen plan.
Attach the payment screenshot in the app — FinWise reads the transaction ID from it automatically.
We cross-verify the transaction and approve — PRO activates on your phone automatically.
Direct APK — not on the Play Store, because reading your bank SMS on-device is what makes FinWise work, and that's exactly what app-store rules restrict.
Quick email check before the download unlocks — keeps this link safe from bots and scrapers. The same step unlocks the web app on iPhone.